Your Loan, Your Way.

We make borrowing easy

How It Works

It shouldn’t be a hassle to get the money you need

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Apply for your loan.

We make it easy for you to apply for the loan you need! Fill out an application online or give us a call at (985) 223-1085. You must be at least 18 years old to apply!

APPLY NOW!

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Wait for Approval.

We pride ourselves on having a quick approval process! Once your loan is processed, you’ll need to stop by our office to sign the necessary documents.

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Make the most of your money!

Time to put your loan to good use! Once the approval process is complete, the money is yours. We’ll make sure your repayment terms fit within your budget.

Houma Credit is the right choice for you if:

you are 18 or older

You must be at least 18 years old to apply for a loan.

You need a personal loan.

We offer personal loans starting at $300 and up.

You have security in place.

As you fill out your paperwork, we may ask for you to list your collateral.

You′re looking for professional service.

Our friendly team of experts and quick approval process are here to make your loan experience hassle-free.

Who Are We?

Houma Credit has proudly provided loans to the Houma community since 2003.
Our experienced team is committed to offering the easy, friendly loan process you deserve.

Fill out your application today!

Are you ready to start moving on your loan? Get your approval process underway by filling out our online application.

Example Loan Terms:

$1,000.00 Loan Amount

12 month term

$106.43 monthly payment

Interest Rate 34% 

Origination Fee-$50

Documentation Fee-$20

Amount Financed:$1000.00

Finance Charges/Fee- $289.88

Total Pay back: $1277.43

Contact Us Today

    Disclaimer: Loans have a maximum interest rate of 34%. Repayment periods vary from 6 months to 60 months.

    What customers are saying

    Check out what people are saying about our services!